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A O"Op?"QBgBgNNN^,_ _ON/,HNVnN4AL-H"n $n p*R@r=n"n / N_-@r?<#HnHnzHnrHnnN]\0.N^,_ _\NNu/,HNVxN4p=@-n |?<HnHnHn|HnxN]\N^,_ _XN/,HNVxN4Bn-n |?<HnHnHn|HnxN]\N^,_ _XN/,HNVxN4=n Bn-n|?<!HnHnHn|HnxN]\N^,_ _\N/,HNVxN4=n p=@-n|?<!HnHnHn|HnxN]\N^,_ _\NNu/,HNVN4Aj-H0.T@=@?.NP-@/.?=n<-n$?<HnHnHnHnN]\=n"n2"n2"n2"n 2"n 2"n20.N^,_ _OS@r VR?/LnNuHnaS@r VT?/LnNu#n2 _0 @g "_J@jp`0n"|np2 Ag $_JAjr`2n$|nr@g\Hn*Gme$4SBkQ4@SBpQ0"|m` 4SBkQ4ASBrQ$|mLn*J@f pC`$I/9n2Nu dVNu#b _ gdZedVd 9bNHyb`HybN5,$8(l*lrh\,&D0T>0,8&&,&$$6   $LD"2 T &( 0<             $"   <   , F_N p N ON 6i /Oo/#%`//3@5`79;=?A C@EGKMOQSW[Ookmo/s@u`wy{} @` ` O o @ / @ ` ٠ /O` @!Oa Aa#%a'+-/1!3A579;=?A!CAEaGIKMOQ!SAUa /Oo/#%`//3@5`79;=?A C@EGKMOQSW[Ookmo/s@u`wy{} @` ` O o @ / @ ` ٠ /O` @!Oa Aa#%a'+-/1!3A579;=?A!CAEaGIKMOQ!SAUaLAWYER ST  1cSCRGEM PRG c<h .  2c..  2cBUISNESS  3cCORP  c\PERSONAL1  cPERSONAL2  IcREAD  c6".  3c..  3cAFFENDORFGY 5cAFFGENRLFRM 7csAFFSIGNTFGY 9csASGCONTR SHAREHOLDERS: @7_( @7_( @7_( @7_(  [Subchapter S Election] NEXT, the chair recommended that the corporation elect to have its income taxes taxed to its shareholders in accordance with the provisions of Subchapter S of the Internal Revenue Code of 1954. Thereafter, on motion duly made, seconded and unanimously carried, the following resolution was adopted: RESOLVED, the Corporation shall elect to have its income taxed to its shareholders in accordance with the provisions of Subchapter S of the Internal Revenue Code of 1954 and, to effect this, the officers of the Corporation shall execute and deliver all documents and take all other actions which they may consider necessary or advisable to make such election. .  c..  cMARITAL NON cMARITAL PRE c MORTGAGE cMORTGAGEASG c8MORTGAGEDUE coMORTGAGEREL cNOTPUB1 c9NOTPUB2 cZNOTPUB3 cOFFER CTR c4OFFER EXT "cOFFER OPT %cOFFER PUR )cPOWRATTYGNL -cPOWRATTYLTD 0cRELEASE GNL 3cWILL COD 7cWILL GEN ;cWILL LIV @ctWILL TRS DcB NON-MARITAL AGREEMENT THIS AGREEMENT is entered into by and between @1_ (Man), of @2_ , and @3_ (Woman), of @4_ . WHEREAS, in order to provide each other companionship and emotional (not financial) support, the parties intend to reside together but do not desire to be married; and WHEREAS, if the parties find that they are mutually compatible and their relationship grows in the future, they may at some future date determine to marry each other; and WHEREAS, the parties desire to make arrangements to handle ordinary living expenses and provide for the ownership of property and payment of debts of each of the parties; NOW, THEREFORE, in consideration of the premises, the mutual covenants contained herein, and other good and valuable consideration, the parties agree as follows: 1. The parties expressly agree and understand that there exists no express or implied agreement or intent between them to enter into a common law or formal marriage at any time in the future. Nonetheless, nothing contained herein shall prevent the parties from participating in a civil marriage ceremony at some future date. 2. The parties shall continue to use their current names and shall not refer to or introduce each other as husband and wife. 3. The parties intend to reside together in the home presently @5[owned/rented] by @5[Man/Woman] located at @6_ , but @5[Man/Woman] shall continue to be the sole @5[owner/tenant] of said real property and shall remain solely liable for any and all costs in connection therewith. The parties, individually or jointly, may change their residence at any time. 4. @5[Man/Woman] shall be responsible for the purchase, at @5[his/her] sole cost and expense, any and all ordinary and necessary household expenses and food consumed at the residence. @5[Woman/Man] may at any time, but shall not be obligated to do so, contribute toward the costs thereof, which contributions shall be voluntary, non- returnable gifts to the other party. 5. Each of the parties shall maintain separate checking and savings accounts and no joint accounts shall be maintained. 6. Each of the parties shall be solely responsible for their own costs incurred in connection with clothing, automobiles, and transportation, entertainment and any other personal expenditures. 7. Each of the parties is and shall continue to remain the sole owner and retain all right, title and interest in and to the property currently owned, both real and personal, together with the proceeds thereof, income therefrom, and appreciation thereof, and shall remain solely liable for the payment of any debts or liabilities individually incurred. Each party also shall retain all right, title and interest in and to any future earnings earned by each party respectively, together with any gifts, devises, inheritances and bequests received by or made to such party. 8. None of the property of either party shall become the property of or be transferred to the other party nor shall it be considered to be marital or community property by reason of this agreement or for any other reason. 9. Any property, both real and personal, acquired by the parties jointly by way of purchase, gift or otherwise after the effective date of this agreement shall be joint property and shall be held by the parties as tenants in common. 10. Each of the parties shall execute, acknowledge and deliver any other documents and instruments required to effect the intent of the parties and to give effect to all of the terms and provisions of this agreement. 11. Each of the parties hereby waives any claims he or she may have, whether now or in the future, for services provided the other party or for his or her benefit, it being agreed that the performance of the parties hereunder is adequate compensation and consideration of any such services. 12. This agreement is the entire agreement of the parties and incorporates all prior discussions, correspondence, and understandings concerning their relationship. It shall be amended only by written agreement executed by both of the parties. If any of the provisions of this agreement is found to be invalid or unenforceable, such provision shall be deemed to be severable from the rest of the agreement and shall not void the agreement in its entirety. 13. This agreement shall be effective immediately upon execution and shall terminate upon written agreement of the parties, upon the parties participating in a civil marriage ceremony, or upon mutual agreement. 14. This agreement shall be binding upon and inure to the benefit of the parties, their personal representatives, heirs and assigns. 15. This agreement is executed in duplicate, either of which may be enforced without accounting for the other. EXECUTED on @7_ , 19@____ . _( @8 _( @9 @10 2 PRE-MARITAL AGREEMENT THIS AGREEMENT is entered into by and between @1_ ("Future Wife"), of @2_ , and @3_ ("Future Husband"), of @4_ . WHEREAS, Future Wife is @5[a widow/divorced] and the mother of @6____ children , @7_ , @7_ , and @7_ ; and WHEREAS, Future Husband is @8[a widower/divorced] and the father of @9____ children, @10_ , @10_ and @10_ ; and WHEREAS, the parties presently plan to marry; and WHEREAS, each of the parties presently owns separate property which each desires not to have become marital property or community property, but to remain separately owned after their marriage; and WHEREAS, Future Wife is the sole owner of all of the real and personal property set forth in Exhibit "A" attached and declares that the value opposite each of the items of property is the approximate fair market value; and WHEREAS, Future Wife is indebted to other persons in the amounts as also set forth in Exhibit "A" attached; and WHEREAS, Future Husband is the sole owner of all of the real and personal property set forth in Exhibit "B" attached and declares that the value opposite each of the items of property is the approximate fair market value; and WHEREAS, Future Husband is indebted to other persons in the amounts as also set forth in Exhibit "B" attached; and WHEREAS, Future Wife is currently employed as a(n) @11_ earning an annual income of approximately @12_ Dollars ($@12_ ); and WHEREAS, Future Husband is currently/not employed as a(n) @13_ earning an annual income of approximately @14_ Dollars ($@14_ ); and WHEREAS, the parties represent and warrant that the disclosures made in Exhibits "A" and "B" and the foregoing recitals concerning their employment constitute full and adequate disclosure of all of their assets, liabilities, and earnings and understand that the parties are relying upon the accuracy of those representations and warranties; NOW THEREFORE, in consideration of the premises, the mutual covenants contained herein, and other good and valuable consideration, the parties agree as follows: 1. Each of the parties is and shall continue to remain the sole owner and retain all right, title and interest in and to the property set forth in their respective Exhibits "A" and "B", both real and personal, together with the proceeds thereof, income therefrom, and appreciation thereof, and shall remain solely liable for the payment of any debts or liabilities as set forth on said Exhibits. None of said property shall in any way be deemed to be marital or community property, and each of the parties expressly waives, relinquishes and releases any and all right, title, interest in, and claims to said property, whether entitlement to such property presently exists or shall accrue in the future. Such rights, title, interest, and claims include, without limitation, dower, curtesy and homestead. 2. Any property, both real and personal, acquired by the parties jointly by way of purchase, gift or otherwise after the effective date of this agreement shall be @15[individual/joint property] @16[and shall be held by the parties as joint tenants with right of survivorship]. 3. Each of the parties understands and acknowledges that their respective wills may provide for their respective children. Each of the parties further understands and agrees that by this agreement they are waiving any rights to the estate of the other party which might otherwise arise by reason of their marriage. 4. Each of the parties hereby waives any rights to or claims against the property or estate of the other party, whether by reason of marital right, community property, or any other rights which presently exist or might arise in the future other than those set forth in this agreement. Each of the parties further waives any right he or she might have in the future to be appointed personal representative of the estate of the other unless so named in the will of the other party as it exists upon the death of said party. 5. Each of the parties shall execute, acknowledge and deliver any documents and instruments required to effect the intent of the parties and to give effect to all of the terms and provisions of this agreement. 6. This agreement is the entire agreement of the parties and incorporates all prior discussions, correspondence, and understandings. It shall be amended only by written agreement executed by both of the parties. If any of the provisions of this agreement are found to be invalid or unenforceable, such provision shall be deemed to be severable from the rest of the agreement and shall not void the agreement in its entirety. 7. This agreement shall become effective upon the marriage of the parties. 8. This agreement shall be binding upon and inure to the benefit of the parties, their personal representatives, heirs and assigns. 9. This agreement is executed in duplicate, either of which may be enforced without accounting for the other. 10. Both of the parties certify that they have read the foregoing agreement and agree that the provisions set forth herein are reasonable as they concern him or her, and further reflect their desires regarding their respective property, regardless of what each otherwise would be entitled to receive under the laws of the state of @17_ or any other jurisdiction. EXECUTED on @18_, 19@____ . _( @19 _( @20 @21 @22 EXHIBIT @22 Real and Personal Property of @22_ Item Description Value ;$ ,TOTAL $ _ - - - - - - - Indebtedness of @22_ Obligation Description Amount ;$  ,TOTAL $ _  MORTGAGE THIS MORTGAGE is made on @1_ , 19@____ by and between @2_ (Mortgagor) whose address is @3_ , and @4_ (Mortgagee) whose address is @5_ . In order to secure the payment of a promissory note in the amount of @6_ Dollars ($@6_ ) dated @7_ , 19@____ , together with interest, payable, on the terms set forth in said note, and advances hereunder, to @8_ (Mortgagee), the Mortgagor hereby grants and conveys to said Mortgagee the following real property situate in the County of @9_ , State of @10_ , more fully described as: @11 also known and numbered as @12_ . TO HAVE AND TO HOLD the same together with all appurtenances, provided, however, that if the Mortgagor fully pays said note and all other amounts due thereunder and fully performs all the terms, provisions and covenants hereof, then this mortgage shall be null and void, otherwise to remain in full force and effect. If Mortgagor defaults in the payment of said note or any part thereof, or in the performance of any of the terms, provisions, and covenants of this deed of trust, Mortgagee may foreclose this mortgage in accordance with the requirements of local law. After giving all required notices and upon expiration of the cure rights of the Mortgagor, if any, Mortgagee shall sell said real property as provided by statute and apply the proceeds of such sale in the following order: A. To the expenses of such sale; B. To advances for taxes, assessments and insurance as allowed hereunder; C. To principal and interest on the note; D. To any other items provided by statute; and E. The balance, if any, to the Mortgagor. THE MORTGAGOR COVENANTS AND AGREES that: A. On the date of this mortgage the Mortgagor is the owner in fee simple of the real property and that said property is free and clear of all encumbrances except general taxes and assessments for the current year, and except @13_ ; B. The Mortgagor shall pay all taxes and assessments against the property as they become due; C. The Mortgagor shall keep the improvements on said real property insured for their full insurable value and that the Mortgagee shall be named as loss payee on such policies; D. The Mortgagor shall timely pay all amounts due on any prior encumbrances affecting the real property, if any; E. In the event that Mortgagor fails to pay any amounts due under the note or this deed of trust, the Mortgagee may, but shall not be obligated to, pay such amounts, which amounts shall become additional indebtedness secured hereby together with interest thereon at the same rates as set forth in said note; and F. In the event that Mortgagor defaults in any of its obligations to the Mortgagee, the Mortgagee may declare that all remaining principal and accrued interest together with all other sums due hereunder shall be immediately due and payable in full at once, and if Mortgagee commences any foreclosure proceedings, Mortgagee shall be entitled to recover all its costs, including without limitation, reasonable attorney's fees. MORTGAGOR WAIVES AND RELEASES any and all homestead exemptions and similar exemptions which would otherwise be applicable to the real property by reason of any statutes of the state of @14_ or any Federal Bankruptcy laws. SIGNED on the date set forth above. _ _! @15 @15 @16 < ASSIGNMENT OF MORTGAGE The undersigned, as the current grantee(s) of that mortgage recorded on @1_ , 19@____ @2[in Book _ at Page____/on Film No. _/at Reception No. _ of the official records of the County of @3_ , State of @4_ , and the holder of the indebtedness described therein, in consideration of the payment of @5_ Dollars ($@5_ ), the receipt of which is hereby acknowledged, hereby assigns all of the undersigned's right, title and interest in said mortgage together with the indebtedness secured thereby. The undersigned warrant(s) that @6[he/she/they/it is/are] the legal holder(s) of the indebtedness secured by said mortgage, that said indebtedness has a present principal balance of @7_ Dollars ($@7_ ) with interest paid to @8_ , 19@____ . Executed on @9_ , 19@____ . _! _ @10 !@10  [DUE ON SALE CLAUSES FOR MORTGAGES] [VERSION ONE] The entire balance of principal and accrued interest, together with any and all other amounts due under this mortgage, shall become immediately due and payable in full and at once upon the sale or transfer by the Mortgagor of all or any interest in the real property. [VERSION TWO] Unless waived in writing by the Mortgagee, the entire balance of principal and accrued interest, together with any and all other amounts due under this mortgage, shall become immediately due and payable in full and at once upon the sale or transfer by the Mortgagor of all or any interest in the real property. Mortgagee shall have complete discretion in determining whether or not to allow the promissory note secured hereby and this mortgage to be assumed by any other person or entity. Such assumption, if allowed by Mortgagee, may be conditioned upon receipt of credit and financial information on the potential purchaser and agreement by such purchaser to a change in the interest rate and other terms as may be requested by Mortgagee.  RELEASE OF MORTGAGE WHEREAS, on @1_ , 19@____ , @2_ executed and delivered to the undersigned a mortgage to secure the payment of a certain promissory note described therein, which mortgage was recorded on @3_ , 19@____ in the official records of the County of @4_ , State of @5_ @6[in Book ____ at Page ____/on Film No. _/at Reception No. _ ] ; WHEREAS, the current holder of said indebtedness and said mortgagee advises that said indebtedness has been paid and the purposes of said mortgage have been fulfilled and satisfied and should now be released; WHEREAS, the undersigned is the grantee named in said mortgage or the successor or assignee thereof; NOW THEREFORE, at the request of said holder of the indebtedness, and in consideration of the payment of @7_ Dollars ($@7_), the receipt of which is hereby acknowledged, the undersigned hereby release(s), cancel(s) and discharge(s) said mortgage and quitclaim(s) to the present Owner(s) of the real property described below, @8[his/her/their] heirs, successors and assigns, any and all right, title and interest which the undersigned may have or have had by reason of said mortgage in that real property located in the County of @9_ , State of @10_ , more fully described as: @11 also known and numbered as @12_ . EXECUTED on @13_ , 19____ . _# @14 @15 t STATE OF _ ) ) SS. COUNTY OF _ ) Subscribed and sworn to before me [in the County of _ , State of _ , ] on this _ day of _ , 19____ by _&. WITNESS my hand and official seal. My commission expires: _ . _, Notary Public My address is:  [FORM TO BE USED BY NOTARY PUBLIC] STATE OF _ ) ) SS. COUNTY OF _ ) The foregoing @1_ was acknowledged before me this _ day of _", 19____ by _C. WITNESS my hand and official seal. My commission expires: _. _( Notary Public My address is:  [FORM TO BE USED BY NOTARY PUBLIC] STATE OF _ ) ) SS. COUNTY OF _ ) This is to certify that _-, personally known to me to be the same person whose name is subscribed in the foregoing document, personally appeared before me, a Notary Public in and for the County of _$, State of _ and after having been duly sworn on oath, freely and voluntarily subscribed the foregoing document as _ of _#, on this _ day of _, 19____. WITNESS my hand and official seal. My commission expires: _. _( Notary Public My address is: E COUNTEROFFER The undersigned Seller(s) hereby accept(s) the offer to purchase that real property commonly described as @1_ dated @2_ , 19@____ submitted by @3_ as Purchaser(s), subject to approval of said Purchaser of the following changes: 1. @4 2. 3. Other than as set forth above, the contract shall be as set forth in said offer. Submitted on @5_ , 19@____ . @6_ @6_! Seller Seller The foregoing counteroffer is hereby accepted on @7_ , 197____ . @8_ @8_! Purchaser Purchaser EXTENSION AGREEMENT The undersigned parties hereby agree to extend the closing date of that contract to purchase that real property commonly described as @1_ dated @2_ , 19@____ by @3_ as Purchaser(s) and @4_ as Seller(s), from @5_ , 19@____ until @6_ , 19@____ . Other than as set forth above, the contract shall remain unchanged. Agreed to on @7_ , 19@____ . @8_ @8_! Seller Seller @9_ @9_! Purchaser Purchaser  OPTION TO PURCHASE REAL PROPERTY 1. The undersigned, @1_ , @2[as joint tenants with rights of survivorship/as tenants in common], referred to below as "Purchaser," hereby offer to purchase the following real property on the terms and provisions set forth in this offer: Legal description: @3_ Street address: @4_ The purchase shall include all improvements and fixtures on said property except for the following: @5_ The purchase shall also include the following personal property, all in its present condition: @6[water softener, lighting fixtures, built-in appliances, window air conditioning units, TV antennas, storm windows, screens, awnings, shades, blinds, curtain and drapery rods, curtains, drapes, other window coverings, mirrors, fireplace grate and screen, carpeting, @7_ ]; The following personal property is specifically excluded @8_ : All the personal property shall be conveyed by bill of sale, free and clear of any and all encumbrances. All the foregoing real and personal property is hereafter referred to herein as the "Property." 2. The total purchase price shall be $@9_ Dollars ($ @____ ), paid for as follows: A. @10$_ deposited with this offer as earnest money; B. @11$_ together with the Purchaser's customary closing costs in cash, certified funds or cashier's check at closing; and @12 C. @13$_ from the proceeds of a loan to be obtained from @14_ in a minimum amount of $@15_ payable over a minimum period of @16_ years with a maximum interest rate of @17_ %. This contract is specifically contingent upon Purchaser obtaining said loan, application for which shall be made immediately. C. @18$_ by the Purchaser assuming the existing first encumbrance upon the Property payable to @19_ . Purchaser shall pay any and all assumption, transfer, credit report and appraisal fees involved with such assumption. This contract is specifically contingent upon such assumption being acceptable to said lender. 3. In connection with the transfer the following items shall be prorated to the date of closing: general taxes and special assessments, insurance premiums, utility charges, rents, if any, homeowners' or similar association dues, and also the following: @20_ . Any encumbrances against the Property may be paid at the time of closing from the proceeds hereof or any other source. 4. Seller shall furnish within ten days, at its cost, a title insurance commitment in the amount of the total purchase price. Said commitment shall show good and marketable title to the Property being in the Seller and shall not contain any exceptions which are not approved by the Purchaser in writing within five days after receipt thereof, except the following: @21_ . At the closing Seller shall pay the cost of any premiums to obtain the title insurance policy based upon such commitment. The cost of any required loan policies shall be paid by the Purchaser. 5. The closing shall take place at a mutually acceptable time on @22_ , 19@____ at @23_ , unless the parties agree in writing to another time and place. At the closing Seller shall furnish Purchaser with a @21[general warranty/special warranty/quit claim deed] duly executed and acknowledged and in recordable form, excepting only those liens and encumbrances set forth in Section 4 above. Possession of the Property and all keys thereto and other items included herein shall be delivered to Purchaser on @24[the date of closing/_ ] . Any delay in delivery of possession shall subject Seller to eviction proceedings and damages for the delay at the rate of @25$_ per day. 6. Time is of the essence of this agreement. If either party defaults, the following remedies shall be available: A. If the Seller is in default the Purchaser may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both, or 2. Treat the contract as being terminated and shall be entitled to return of all monies and things of value deposited and may maintain an action for damages. B. If the Purchaser is in default the Seller may treat the contract as being terminated and shall be entitled to retain all monies and things of value deposited by Purchaser as Seller's sole remedy. Seller specifically waives any right to maintain an action for specific performance. 7. Additional provisions, if any: @26_ 8. If not previously accepted and returned to Purchaser, this offer shall expire at 9:00 o'clock P.M. on @27_ , 19@____ . Submitted on @28_ , 19@____ . @29_ @29_! Purchaser Purchaser Purchaser's address: @30 Purchaser's telephone: @31 The foregoing offer is accepted on @32_ , 19____ . @33_ @33_! Seller Seller Seller's address: @34 Seller's telephone: @35 % REAL PROPERTY CONTRACT 1. The undersigned, @1_ , @2[as joint tenants with rights of survivorship/as tenants in common], referred to below as "Purchaser," hereby offer to purchase the following real property on the terms and provisions set forth in this offer: Legal description: @3_ Street address: @4_ The purchase shall include all improvements and fixtures on said property except for the following: @5_ The purchase shall also include the following personal property, all in its present condition: @6[water softener, lighting fixtures, built-in appliances, window air conditioning units, TV antennas, storm windows, screens, awnings, shades, blinds, curtain and drapery rods, curtains, drapes, other window coverings, mirrors, fireplace grate and screen, carpeting, @7_ ]; The following personal property is specifically excluded @8_ : All the personal property shall be conveyed by bill of sale, free and clear of any and all encumbrances. All the foregoing real and personal property is hereafter referred to herein as the "Property." 2. The total purchase price shall be $@9_ Dollars ($ @____ ), paid for as follows: A. @10$_ deposited with this offer as earnest money; B. @11$_ together with the Purchaser's customary closing costs in cash, certified funds or cashier's check at closing; and @12 C. @13$_ from the proceeds of a loan to be obtained from @14_ in a minimum amount of $@15_ payable over a minimum period of @16_ years with a maximum interest rate of @17_ %. This contract is specifically contingent upon Purchaser obtaining said loan, application for which shall be made immediately. C. @18$_ by the Purchaser assuming the existing first encumbrance upon the Property payable to @19_ . Purchaser shall pay any and all assumption, transfer, credit report and appraisal fees involved with such assumption. This contract is specifically contingent upon such assumption being acceptable to said lender. 3. In connection with the transfer the following items shall be prorated to the date of closing: general taxes and special assessments, insurance premiums, utility charges, rents, if any, homeowners' or similar association dues, and also the following: @20_ . Any encumbrances against the Property may be paid at the time of closing from the proceeds hereof or any other source. 4. Seller shall furnish within ten days, at its cost, a title insurance commitment in the amount of the total purchase price. Said commitment shall show good and marketable title to the Property being in the Seller and shall not contain any exceptions which are not approved by the Purchaser in writing within five days after receipt thereof, except the following: @21_ . At the closing Seller shall pay the cost of any premiums to obtain the title insurance policy based upon such commitment. The cost of any required loan policies shall be paid by the Purchaser. 5. The closing shall take place at a mutually acceptable time on @22_ ,19@____ at @23_ , unless the parties agree in writing to another time and place. At the closing Seller shall furnish Purchaser with a @21[general warranty/special warranty/quit claim deed] duly executed and acknowledged and in recordable form, excepting only those liens and encumbrances set forth in Section 4 above. Possession of the Property and all keys thereto and other items included herein shall be delivered to Purchaser on @24[the date of closing/_ ] . Any delay in delivery of possession shall subject Seller to eviction proceedings and damages for the delay at the rate of @25$_ per day. 6. Time is of the essence hereof. If either party defaults, the following remedies shall be available: A. If the Seller is in default the Purchaser may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both; or 2. Treat the contract as being terminated and shall be entitled to return of all monies and things of value deposited and may maintain an action for damages. B. If the Purchaser is in default the Seller may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both; or 2. Treat the contract as being terminated and shall be entitled to retain all monies and things of value deposited by Purchaser. 7. Additional provisions, if any: @26_ 8. If not previously accepted and returned to Purchaser, this offer shall expire at 9:00 o'clock P.M. on @27_ , 19@____ . Submitted on @28_ , 19@____ . @29_ @29_! Purchaser Purchaser Purchaser's address: @30 Purchaser's telephone: @31 The foregoing offer is accepted on @32_ , 19____ . @33_ @33_! Seller Seller Seller's address: @34 Seller's telephone: @35  GENERAL POWER OF ATTORNEY I, @1_ , the principal, of @2_ County, @3_ , designate @4_ of @5_ , County, @6_ , my attorney in fact in my name and for my benefit to exercise or perform any act, power, duty, right or obligation whatsoever that I now have or may hereafter acquire, relating to any person, matter, transaction or property, real or personal, tangible or intangible, now owned or hereafter acquired by me. I grant to my attorney in fact full power and authority to do everything necessary in exercising any of the powers herein granted as fully as I might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that my attorney in fact shall lawfully do or cause to be done by virtue of this power of attorney and the powers herein granted. This instrument is to be construed and interpreted as a general power of attorney. Disability of Principal. This General Power of Attorney shall not be affected by my disability. EXECUTED on @7_ , 19@7___ . @8_( Principal SPECIMEN SIGNATURE OF AGENT: @9_' @10 q SPECIAL POWER OF ATTORNEY I, @1_ , the principal, of @2_ County, @3_ , repose trust and confidence in @4_ of the County of @5_ , State of @6_ , and appoint the said @4_ , my attorney in fact in my name and for my benefit to: @7_% EXECUTED on @8_ , 19@8___ . @9_( Principal SPECIMEN SIGNATURE OF AGENT: @10_( @11 t GENERAL RELEASE KNOW ALL PERSONS BY THESE PRESENTS that @1_ of @2_ , for and in consideration of the payment to @3[him/her/them] of @4_ Dollars ($ @4____ ) and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, hereby release(s) and forever discharge(s) @5_ , @3[his/her/their] personal representative(s) and heirs from any and all claims, demands, suits, actions whatsoever, in law and in equity, including without limitation, those arising out of or by reason of @6_ , which @3[he/she/they] @7[has/have], or which @3[his/her/their] personal representative(s) and heirs may have at any time prior to the date hereof. EXECUTED on @8_ , 19@8___ . @9_# @10 d FIRST CODICIL TO THE LAST WILL AND TESTAMENT OF @1_ I hereby delete Section @2____ of my Last Will and Testament executed on @3_ , 19@____ and substitute the following therefor: Section @2____ : @4 I hereby add the following Section to my Last Will and Testament executed on @3_ , 19@____ : Section @5____ : @5 In all other respects I redeclare and republish my last will and testament. Signed by me on @6_ , 19@____ . @7_& @8[Testator/Testatrix] The foregoing instrument consisting of @6_ pages (including the following page,) was signed and declared by @1_ to be @7[his/her] First Codicil to [@7his/her] Last Will and Testament in the presence of us, who in @7[his/her] presence, at @7[his/her] request, and in the presence of each other, have signed our names as witnesses on the date of this instrument, and we declare that at the time of the execution of this instrument @1_ , according to our best knowledge and belief, was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address _ _!  LAST WILL AND TESTAMENT OF @1_ I, @1_ , presently residing in the County of @2_ , State of @3_ , do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all former Wills and Codicils made by me. ARTICLE 1.00--Statement as to Family My @4[husband/wife] is @5_ . Any reference in my will to my @4[husband/wife] is to @6[him/her] . I have @7_ children now living, @7_ , @7_ , and @7_ . Any references in my will to my children are to such children. ARTICLE 2.00--Devises I give my residuary estate, after the payment of all debts and taxes, to my @4[husband/wife], if @6[he/she] survives me by @8[thirty (30) days], or if not, to my children, in equal proportions, share and share alike, or to their issue by representation, who survive me by @8[thirty (30) days]. ARTICLE 3.00--Designation of Fiduciaries 3.01 Personal Representative. I appoint my @4[husband/wife] as the personal representative of my will. If my @4[husband/wife] fails to qualify or cease to act as personal representative, I appoint @9_ . 3.02 Waiver of Bond to the Full Extent Permitted By Law. I direct that no personal representative, or any successor, shall be required to give any bond in any jurisdiction. ARTICLE 4.00--Powers of Fiduciaries 4.01 Grant. In administering my estate under my will, my personal representative may exercise all the powers provided by statute in this state. 4.02 Fiduciary Succession and Administrative Provisions. Every successor personal representative shall have all the rights, title, powers, privileges, and duties conferred or imposed upon the original personal representative without any act of conveyance or transfer. No personal representative need examine the accounts, records and acts of any previous personal representative nor be responsible for any act or omission to act on the part of any previous personal representative. 4.03 Distributions. My personal representative may make any payments under my will (1) directly to the beneficiary, (2) in any form allowed by law for gifts to minors, (3) to the beneficiary's guardian or conservator, (4) to any person deemed suitable by my personal representative, or (5) by direct payment of the beneficiary's expenses. ARTICLE 5.00--Definitions 5.01 Adopted Children. A child adopted by any person and the issue by blood or adoption of such child shall be considered issue of such adopting person and of such person's ancestors if the adoption is by legal proceeding while the child is under eighteen years. 5.02 Issue. The issue of a person means all his or her lineal descendants of all generations.  ARTICLE 6.00--Other Provisions 6.01 Applicable Law. The validity and construction of this will shall be determined by the laws of @10_ . 6.02 Pronouns, Singular and Plural. Unless the context requires otherwise, words denoting the singular may be construed as denoting the plural, and words of the plural may be construed as denoting the singular, and words of one gender may be construed as denoting such other gender as is appropriate. IN WITNESS WHEREOF, I have signed my name on @11_ , 19@___ . @12_( @13[Testator/Testatrix] The foregoing instrument, consisting of @14_ (____) pages, including @15[this/the next] page, was signed and declared by the @13[testator/testatrix] to be @6[his/her] Last Will and Testament, in the presence of each of us, who in @6[his/her] presence and in the presence of each other, have signed our names as witnesses; and we declare that at the time of the execution of this instrument the @13[testator/testatrix], according to our best knowledge and belief was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address _ _! @16 , LIVING WILL of @1_ I, @1_ , of the City of @2_ , State of @3_ , Declarant, being of sound mind and disposing memory, herewith make this my Living Will, to be effective if and when a "triggering event" occurs as a result of which I am physically or physiologically irreversibly ill, maimed or disabled and am unable to personally communicate with those around me in any intelligible fashion. If and when such a triggering event occurs and there is a reasonable medical certainty that I will not survive as a normally functioning, intelligent human being, whether or not there is any enabling legislation in the jurisdiction in which I am then present, and whether or not there are any rules and regulations in force in any hospital or other medical or other factility in which I then am physically, in such event I direct that no medical measures be taken to prolong my life. The occurence of a triggering event shall be determined by a panel consisting of four persons composed of the following: a medical or osteopathic physician, a clergyman of my then current denomination, and two lay persons, one of whom may be a relative by blood or marriage, if such is readily available. The wishes set forth herein apply whether or not I have suffered so- called "brain death," however defined, but apply equally as well to normal illnesses and the consequences of aging. They also apply regardless of the availability and cost or lack thereof of any medical procedures, drugs and equipment which could otherwise be utilized to extend my physical life. This Living Will shall be effective and continue to be effective despite any subsequent mental incapacity. These are my desires and shall continue to be my desires until such time as I void this Living Will by so indicating on the face of this document or by destroying it. To the extent that these desires are followed in good faith, I hereby release, on behalf of myself, my heirs and personal representative, any and all members of the panel and all other persons in any way involved, from any and all liability, damages and costs which may result from their carrying out the above wishes. Dated: @4_ , 19@4____ . @5_ Declarant @6_ @6_ Witness Witness  > @7_ @7_ Witness's address Witness's address > _ _! @11 STATE OF @8_ ) )ss. COUNTY OF @9_ ) We, @1_ , @6_ , and @6_ , the Declarant and the witnesses respectively, whose names are signed to the attached or foregoing Living Will, being first duly sworn, do hereby declare that the Declarant signed and executed that document as the Declarant's Living Will and that the Declarant stated that it represents the Declarant's valid wishes and was signed by the Declarant and the witnesses, in the Declarant's and the witnesses presence and hearing and in the presence and hearing of each other, on the date set forth above. To the best knowledge of the witnesses, at the time this Living Will was executed the Declarant was twenty-one or more years of age and appeared to be in full control of his or her faculties and senses and was acting freely and without undue influence of the witnesses or anyone else known to the witnesses. @5_ Declarant @10_ @10_ Witness Witness  Subscribed and sworn to before me this ___ day of _ , 19___ by _5 (Declarant), and by _; and _: (Witnesses). WITNESS my hand and official seal. My commission expires: _. (Seal) _, Notary Public My address is:  LAST WILL AND TESTAMENT OF @1_ I, @1_ , presently residing in the County of @2_ , State of @3_ , do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all former Wills and Codicils made by me. ARTICLE 1.00--Statement as to Family My @4[wife/husband] is @5_ . Any reference in my will to my @4[wife/husband] is to @6[her/him]. I have @7_ children now living, @8_ , born on @8_ , @8_ , born on @8_ , and @8_ , born on @8_ . Any references in my will to my children are to such children as well as any children subsequently born to or legally adopted by me. My personal representative may rely on such dates of birth for all purposes. ARTICLE 2.00--Devises 2.01 General Pecuniary Devises. I give: (1) To @9_ , cash in the amount of @10_ Dollars ($ @10____ ). (2) To @9_, cash in the amount of @10_ Dollars ($ @10_). 2.02 Residuary Estate. I give my residuary estate, after the payment of all debts and taxes, to my @4[husband/wife], if @6[he/she] survives me by @11[thirty (30) days]. If my @4[husband/wife] does not so survive me, I give such property in trust to my trustee subsequently named. ARTICLE 3.00--Trust 3.01 Trust Estate. My trustee shall add my residuary estate to all benefits or assets payable to my trustee by reason of my death, all of which shall constitute my trust estate. 3.02 Income and Principal Distributions. My trustee may pay to, or apply for the benefit of, any one or more of my issue, equally or unequally, so much of the income or principal, or both, as my trustee in its sole and absolute discretion shall deem necessary or advisable for the support, maintenance, health, education, comfort and welfare of such issue. Any undistributed income may be added to principal from time to time in the discretion of my trustee. 3.03 Termination and Disposition. This trust shall terminate when there is no living child of mine under the age of twenty-one years. Upon termination, the principal and undistributed income shall be distributed to my then living issue by representation. ARTICLE 4.00--Trust Administrative and Protective Provisions 4.01 Inalienability. No beneficiary shall have any right to anticipate, sell, assign, mortgage, pledge or otherwise dispose of or encumber all or any part of my trust estate nor shall any part of my trust estate, including income, be liable for the debts or obligations, including alimony, of any beneficiary or be subject to attachment, garnishment, execution, creditor's bill or other legal or equitable process. 4.02 Reports. Periodic reports shall be rendered by my trustee to the beneficiaries eligible to receive the current income showing all of the receipts, disbursements and distributions during the period and assets then held as the principal of my estate, which reports shall be rendered not less frequently than annually. The records of my trustee with respect to the trust estate shall be open at all reasonable times to the inspection of the beneficiaries of a trust and their accredited representatives. ARTICLE 5.00--Designation of Fiduciaries 5.01 Personal Representative. I appoint my @4[husband/wife] as the personal representative of my will. If my @4[husband/wife] fails to qualify or cease to act as personal representative, I appoint @12_ . 5.02 Trustee. I appoint my @4[husband/wife] as trustee of any trust under my will. If my @4[husband/wife] fails to qualify or cease to act as trustee representative, I appoint @13_ . 5.03 Waiver of Bond to the Full Extent Permitted by Law. I direct that no personal representative, trustee, guardian or conservator, or any successor, shall be required to give any bond. ARTICLE 6.00--Unsupervised Administration It is my intention that the probate of my estate be conducted as an administrative, not a judicial, proceeding under the Uniform Probate Code or similar statutes. I therefore direct informal probate of my will, informal appointment of my personal representative, unsupervised administration of my estate, and informal closing of my estate by sworn closing statement of my personal representative. ARTICLE 7.00--Powers of Fiduciaries 7.01 Grant. In administering my estate and any trust under my will, my fiduciaries may exercise the following powers: hold, invest, reinvest, and manage without diversification, realty and personalty; sell, exchange, grant, convey, deliver, assign, transfer, lease, option, mortgage, pledge, abandon, borrow, loan, contract, distribute in cash or kind or partly in each at fair market value; hold in nominee form, continue businesses, carry out agreements, deal with itself, other fiduciaries and business organizations in which any fiduciaries may have an interest; establish reserves, release powers, and abandon, settle, compromise and contest claims. 7.02 Distributions. My fiduciaries may make any payments under my will or any trusts under my will (1) directly to the beneficiary, (2) in any form allowed by law for gifts to minors, (3) to the beneficiary's guardian or conservator, (4) to any person deemed suitable by my fiduciaries, or (5) by direct payment of the beneficiary's expenses. ARTICLE 8.00--Definitions 8.01 Issue. The issue of a person means all his or her lineal descendants of all generations. 8.02 By Representation. Whenever a distribution to issue by representation is called for by my will, the distributable assets are to be divided into as many shares as there are, at the time such assets are distributable, issue in the nearest degree of kinship and then deceased issue in the same degree who left then living issue, each then living issue in the nearest degree receiving one share and the share of each then deceased issue in the same degree being divided among his or her issue in the same manner. ARTICLE 9.00--Other Provisions 9.01 Applicable Law. The validity and construction of this will and any trust created hereunder shall be determined by the laws of @14_ . 9.02 Pronouns, Singular and Plural. Unless the context requires otherwise, words denoting the singular may be construed as denoting the plural, and words of the plural may be construed as denoting the singular, and words of one gender may be construed as denoting such other gender as is appropriate. EXECUTED on @15_ , 19@____ . @16_& @17Testator/Testatrix The foregoing instrument, consisting of @18_ pages, (including the next page,) was signed and declared by @1_ to be @5[his/her] Last Will and Testament, in the presence of each of us who in @5[his/her] presence and in the presence of each other, have signed our names as witnesses; and we declare that at the time of the execution of this instrument the @17[testator/testatrix], according to our best knowledge and belief, was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address _ _! @19 V.  Jc..  JcMARITAL NON KcMARITAL PRE Oc MORTGAGE ScMORTGAGEASG Wc8MORTGAGEDUE Zc oMORTGAGEREL `c NOTPUB1 dc 9NOTPUB2 gcZNOTPUB3 jcOFFER CTR mc4OFFER EXT qcOFFER OPT tcOFFER PUR xcPOWRATTYGNL |cPOWRATTYLTD c RELEASE GNL c!WILL COD c"WILL GEN c$WILL LIV c)tWILL TRS c.B NON-MARITAL AGREEMENT THIS AGREEMENT is entered into by and between @1_ (Man), of @2_ , and @3_ (Woman), of @4_ . WHEREAS, in order to provide each other companionship and emotional (not financial) support, the parties intend to reside together but do not desire to be married; and WHEREAS, if the parties find that they are mutually compatible and their relationship grows in the future, they may at some future date determine to marry each other; and WHEREAS, the parties desire to make arrangements to handle ordinary living expenses and provide for the ownership of property and payment of debts of each of the parties; NOW, THEREFORE, in consideration of the premises, the mutual covenants contained herein, and other good and valuable consideration, the parties agree as follows: 1. The parties expressly agree and understand that there exists no express or implied agreement or intent between them to enter into a common law or formal marriage at any time in the future. Nonetheless, nothing contained herein shall prevent the parties from participating in a civil marriage ceremony at some future date. 2. The parties shall continue to use their current names and shall not refer to or introduce each other as husband and wife. 3. The parties intend to reside together in the home presently @5[owned/rented] by @5[Man/Woman] located at @6_ , but @5[Man/Woman] shall continue to be the sole @5[owner/tenant] of said real property and shall remain solely liable for any and all costs in connection therewith. The parties, individually or jointly, may change their residence at any time. 4. @5[Man/Woman] shall be responsible for the purchase, at @5[his/her] sole cost and expense, any and all ordinary and necessary household expenses and food consumed at the residence. @5[Woman/Man] may at any time, but shall not be obligated to do so, contribute toward the costs thereof, which contributions shall be voluntary, non- returnable gifts to the other party. 5. Each of the parties shall maintain separate checking and savings accounts and no joint accounts shall be maintained. 6. Each of the parties shall be solely responsible for their own costs incurred in connection with clothing, automobiles, and transportation, entertainment and any other personal expenditures. 7. Each of the parties is and shall continue to remain the sole owner and retain all right, title and interest in and to the property currently owned, both real and personal, together with the proceeds thereof, income therefrom, and appreciation thereof, and shall remain solely liable for the payment of any debts or liabilities individually incurred. Each party also shall retain all right, title and interest in and to any future earnings earned by each party respectively, together with any gifts, devises, inheritances and bequests received by or made to such party. 8. None of the property of either party shall become the property of or be transferred to the other party nor shall it be considered to be marital or community property by reason of this agreement or for any other reason. 9. Any property, both real and personal, acquired by the parties jointly by way of purchase, gift or otherwise after the effective date of this agreement shall be joint property and shall be held by the parties as tenants in common. 10. Each of the parties shall execute, acknowledge and deliver any other documents and instruments required to effect the intent of the parties and to give effect to all of the terms and provisions of this agreement. 11. Each of the parties hereby waives any claims he or she may have, whether now or in the future, for services provided the other party or for his or her benefit, it being agreed that the performance of the parties hereunder is adequate compensation and consideration of any such services. 12. This agreement is the entire agreement of the parties and incorporates all prior discussions, correspondence, and understandings concerning their relationship. It shall be amended only by written agreement executed by both of the parties. If any of the provisions of this agreement is found to be invalid or unenforceable, such provision shall be deemed to be severable from the rest of the agreement and shall not void the agreement in its entirety. 13. This agreement shall be effective immediately upon execution and shall terminate upon written agreement of the parties, upon the parties participating in a civil marriage ceremony, or upon mutual agreement. 14. This agreement shall be binding upon and inure to the benefit of the parties, their personal representatives, heirs and assigns. 15. This agreement is executed in duplicate, either of which may be enforced without accounting for the other. EXECUTED on @7_ , 19@____ . _( @8 _( @9 @10 2 PRE-MARITAL AGREEMENT THIS AGREEMENT is entered into by and between @1_ ("Future Wife"), of @2_ , and @3_ ("Future Husband"), of @4_ . WHEREAS, Future Wife is @5[a widow/divorced] and the mother of @6____ children , @7_ , @7_ , and @7_ ; and WHEREAS, Future Husband is @8[a widower/divorced] and the father of @9____ children, @10_ , @10_ and @10_ ; and WHEREAS, the parties presently plan to marry; and WHEREAS, each of the parties presently owns separate property which each desires not to have become marital property or community property, but to remain separately owned after their marriage; and WHEREAS, Future Wife is the sole owner of all of the real and personal property set forth in Exhibit "A" attached and declares that the value opposite each of the items of property is the approximate fair market value; and WHEREAS, Future Wife is indebted to other persons in the amounts as also set forth in Exhibit "A" attached; and WHEREAS, Future Husband is the sole owner of all of the real and personal property set forth in Exhibit "B" attached and declares that the value opposite each of the items of property is the approximate fair market value; and WHEREAS, Future Husband is indebted to other persons in the amounts as also set forth in Exhibit "B" attached; and WHEREAS, Future Wife is currently employed as a(n) @11_ earning an annual income of approximately @12_ Dollars ($@12_ ); and WHEREAS, Future Husband is currently/not employed as a(n) @13_ earning an annual income of approximately @14_ Dollars ($@14_ ); and WHEREAS, the parties represent and warrant that the disclosures made in Exhibits "A" and "B" and the foregoing recitals concerning their employment constitute full and adequate disclosure of all of their assets, liabilities, and earnings and understand that the parties are relying upon the accuracy of those representations and warranties; NOW THEREFORE, in consideration of the premises, the mutual covenants contained herein, and other good and valuable consideration, the parties agree as follows: 1. Each of the parties is and shall continue to remain the sole owner and retain all right, title and interest in and to the property set forth in their respective Exhibits "A" and "B", both real and personal, together with the proceeds thereof, income therefrom, and appreciation thereof, and shall remain solely liable for the payment of any debts or liabilities as set forth on said Exhibits. None of said property shall in any way be deemed to be marital or community property, and each of the parties expressly waives, relinquishes and releases any and all right, title, interest in, and claims to said property, whether entitlement to such property presently exists or shall accrue in the future. Such rights, title, interest, and claims include, without limitation, dower, curtesy and homestead. 2. Any property, both real and personal, acquired by the parties jointly by way of purchase, gift or otherwise after the effective date of this agreement shall be @15[individual/joint property] @16[and shall be held by the parties as joint tenants with right of survivorship]. 3. Each of the parties understands and acknowledges that their respective wills may provide for their respective children. Each of the parties further understands and agrees that by this agreement they are waiving any rights to the estate of the other party which might otherwise arise by reason of their marriage. 4. Each of the parties hereby waives any rights to or claims against the property or estate of the other party, whether by reason of marital right, community property, or any other rights which presently exist or might arise in the future other than those set forth in this agreement. Each of the parties further waives any right he or she might have in the future to be appointed personal representative of the estate of the other unless so named in the will of the other party as it exists upon the death of said party. 5. Each of the parties shall execute, acknowledge and deliver any documents and instruments required to effect the intent of the parties and to give effect to all of the terms and provisions of this agreement. 6. This agreement is the entire agreement of the parties and incorporates all prior discussions, correspondence, and understandings. It shall be amended only by written agreement executed by both of the parties. If any of the provisions of this agreement are found to be invalid or unenforceable, such provision shall be deemed to be severable from the rest of the agreement and shall not void the agreement in its entirety. 7. This agreement shall become effective upon the marriage of the parties. 8. This agreement shall be binding upon and inure to the benefit of the parties, their personal representatives, heirs and assigns. 9. This agreement is executed in duplicate, either of which may be enforced without accounting for the other. 10. Both of the parties certify that they have read the foregoing agreement and agree that the provisions set forth herein are reasonable as they concern him or her, and further reflect their desires regarding their respective property, regardless of what each otherwise would be entitled to receive under the laws of the state of @17_ or any other jurisdiction. EXECUTED on @18_, 19@____ . _( @19 _( @20 @21 @22 EXHIBIT @22 Real and Personal Property of @22_ Item Description Value ;$ ,TOTAL $ _ - - - - - - - Indebtedness of @22_ Obligation Description Amount ;$  ,TOTAL $ _  MORTGAGE THIS MORTGAGE is made on @1_ , 19@____ by and between @2_ (Mortgagor) whose address is @3_ , and @4_ (Mortgagee) whose address is @5_ . In order to secure the payment of a promissory note in the amount of @6_ Dollars ($@6_ ) dated @7_ , 19@____ , together with interest, payable, on the terms set forth in said note, and advances hereunder, to @8_ (Mortgagee), the Mortgagor hereby grants and conveys to said Mortgagee the following real property situate in the County of @9_ , State of @10_ , more fully described as: @11 also known and numbered as @12_ . TO HAVE AND TO HOLD the same together with all appurtenances, provided, however, that if the Mortgagor fully pays said note and all other amounts due thereunder and fully performs all the terms, provisions and covenants hereof, then this mortgage shall be null and void, otherwise to remain in full force and effect. If Mortgagor defaults in the payment of said note or any part thereof, or in the performance of any of the terms, provisions, and covenants of this deed of trust, Mortgagee may foreclose this mortgage in accordance with the requirements of local law. After giving all required notices and upon expiration of the cure rights of the Mortgagor, if any, Mortgagee shall sell said real property as provided by statute and apply the proceeds of such sale in the following order: A. To the expenses of such sale; B. To advances for taxes, assessments and insurance as allowed hereunder; C. To principal and interest on the note; D. To any other items provided by statute; and E. The balance, if any, to the Mortgagor. THE MORTGAGOR COVENANTS AND AGREES that: A. On the date of this mortgage the Mortgagor is the owner in fee simple of the real property and that said property is free and clear of all encumbrances except general taxes and assessments for the current year, and except @13_ ; B. The Mortgagor shall pay all taxes and assessments against the property as they become due; C. The Mortgagor shall keep the improvements on said real property insured for their full insurable value and that the Mortgagee shall be named as loss payee on such policies; D. The Mortgagor shall timely pay all amounts due on any prior encumbrances affecting the real property, if any; E. In the event that Mortgagor fails to pay any amounts due under the note or this deed of trust, the Mortgagee may, but shall not be obligated to, pay such amounts, which amounts shall become additional indebtedness secured hereby together with interest thereon at the same rates as set forth in said note; and F. In the event that Mortgagor defaults in any of its obligations to the Mortgagee, the Mortgagee may declare that all remaining principal and accrued interest together with all other sums due hereunder shall be immediately due and payable in full at once, and if Mortgagee commences any foreclosure proceedings, Mortgagee shall be entitled to recover all its costs, including without limitation, reasonable attorney's fees. MORTGAGOR WAIVES AND RELEASES any and all homestead exemptions and similar exemptions which would otherwise be applicable to the real property by reason of any statutes of the state of @14_ or any Federal Bankruptcy laws. SIGNED on the date set forth above. _ _! @15 @15 @16 < ASSIGNMENT OF MORTGAGE The undersigned, as the current grantee(s) of that mortgage recorded on @1_ , 19@____ @2[in Book _ at Page____/on Film No. _/at Reception No. _ of the official records of the County of @3_ , State of @4_ , and the holder of the indebtedness described therein, in consideration of the payment of @5_ Dollars ($@5_ ), the receipt of which is hereby acknowledged, hereby assigns all of the undersigned's right, title and interest in said mortgage together with the indebtedness secured thereby. The undersigned warrant(s) that @6[he/she/they/it is/are] the legal holder(s) of the indebtedness secured by said mortgage, that said indebtedness has a present principal balance of @7_ Dollars ($@7_ ) with interest paid to @8_ , 19@____ . Executed on @9_ , 19@____ . _! _ @10 !@10  [DUE ON SALE CLAUSES FOR MORTGAGES] [VERSION ONE] The entire balance of principal and accrued interest, together with any and all other amounts due under this mortgage, shall become immediately due and payable in full and at once upon the sale or transfer by the Mortgagor of all or any interest in the real property. [VERSION TWO] Unless waived in writing by the Mortgagee, the entire balance of principal and accrued interest, together with any and all other amounts due under this mortgage, shall become immediately due and payable in full and at once upon the sale or transfer by the Mortgagor of all or any interest in the real property. Mortgagee shall have complete discretion in determining whether or not to allow the promissory note secured hereby and this mortgage to be assumed by any other person or entity. Such assumption, if allowed by Mortgagee, may be conditioned upon receipt of credit and financial information on the potential purchaser and agreement by such purchaser to a change in the interest rate and other terms as may be requested by Mortgagee.  RELEASE OF MORTGAGE WHEREAS, on @1_ , 19@____ , @2_ executed and delivered to the undersigned a mortgage to secure the payment of a certain promissory note described therein, which mortgage was recorded on @3_ , 19@____ in the official records of the County of @4_ , State of @5_ @6[in Book ____ at Page ____/on Film No. _/at Reception No. _ ] ; WHEREAS, the current holder of said indebtedness and said mortgagee advises that said indebtedness has been paid and the purposes of said mortgage have been fulfilled and satisfied and should now be released; WHEREAS, the undersigned is the grantee named in said mortgage or the successor or assignee thereof; NOW THEREFORE, at the request of said holder of the indebtedness, and in consideration of the payment of @7_ Dollars ($@7_), the receipt of which is hereby acknowledged, the undersigned hereby release(s), cancel(s) and discharge(s) said mortgage and quitclaim(s) to the present Owner(s) of the real property described below, @8[his/her/their] heirs, successors and assigns, any and all right, title and interest which the undersigned may have or have had by reason of said mortgage in that real property located in the County of @9_ , State of @10_ , more fully described as: @11 also known and numbered as @12_ . EXECUTED on @13_ , 19____ . _# @14 @15 t STATE OF _ ) ) SS. COUNTY OF _ ) Subscribed and sworn to before me [in the County of _ , State of _ , ] on this _ day of _ , 19____ by _&. WITNESS my hand and official seal. My commission expires: _ . _, Notary Public My address is:  [FORM TO BE USED BY NOTARY PUBLIC] STATE OF _ ) ) SS. COUNTY OF _ ) The foregoing @1_ was acknowledged before me this _ day of _", 19____ by _C. WITNESS my hand and official seal. My commission expires: _. _( Notary Public My address is:  [FORM TO BE USED BY NOTARY PUBLIC] STATE OF _ ) ) SS. COUNTY OF _ ) This is to certify that _-, personally known to me to be the same person whose name is subscribed in the foregoing document, personally appeared before me, a Notary Public in and for the County of _$, State of _ and after having been duly sworn on oath, freely and voluntarily subscribed the foregoing document as _ of _#, on this _ day of _, 19____. WITNESS my hand and official seal. My commission expires: _. _( Notary Public My address is: E COUNTEROFFER The undersigned Seller(s) hereby accept(s) the offer to purchase that real property commonly described as @1_ dated @2_ , 19@____ submitted by @3_ as Purchaser(s), subject to approval of said Purchaser of the following changes: 1. @4 2. 3. Other than as set forth above, the contract shall be as set forth in said offer. Submitted on @5_ , 19@____ . @6_ @6_! Seller Seller The foregoing counteroffer is hereby accepted on @7_ , 197____ . @8_ @8_! Purchaser Purchaser EXTENSION AGREEMENT The undersigned parties hereby agree to extend the closing date of that contract to purchase that real property commonly described as @1_ dated @2_ , 19@____ by @3_ as Purchaser(s) and @4_ as Seller(s), from @5_ , 19@____ until @6_ , 19@____ . Other than as set forth above, the contract shall remain unchanged. Agreed to on @7_ , 19@____ . @8_ @8_! Seller Seller @9_ @9_! Purchaser Purchaser  OPTION TO PURCHASE REAL PROPERTY 1. The undersigned, @1_ , @2[as joint tenants with rights of survivorship/as tenants in common], referred to below as "Purchaser," hereby offer to purchase the following real property on the terms and provisions set forth in this offer: Legal description: @3_ Street address: @4_ The purchase shall include all improvements and fixtures on said property except for the following: @5_ The purchase shall also include the following personal property, all in its present condition: @6[water softener, lighting fixtures, built-in appliances, window air conditioning units, TV antennas, storm windows, screens, awnings, shades, blinds, curtain and drapery rods, curtains, drapes, other window coverings, mirrors, fireplace grate and screen, carpeting, @7_ ]; The following personal property is specifically excluded @8_ : All the personal property shall be conveyed by bill of sale, free and clear of any and all encumbrances. All the foregoing real and personal property is hereafter referred to herein as the "Property." 2. The total purchase price shall be $@9_ Dollars ($ @____ ), paid for as follows: A. @10$_ deposited with this offer as earnest money; B. @11$_ together with the Purchaser's customary closing costs in cash, certified funds or cashier's check at closing; and @12 C. @13$_ from the proceeds of a loan to be obtained from @14_ in a minimum amount of $@15_ payable over a minimum period of @16_ years with a maximum interest rate of @17_ %. This contract is specifically contingent upon Purchaser obtaining said loan, application for which shall be made immediately. C. @18$_ by the Purchaser assuming the existing first encumbrance upon the Property payable to @19_ . Purchaser shall pay any and all assumption, transfer, credit report and appraisal fees involved with such assumption. This contract is specifically contingent upon such assumption being acceptable to said lender. 3. In connection with the transfer the following items shall be prorated to the date of closing: general taxes and special assessments, insurance premiums, utility charges, rents, if any, homeowners' or similar association dues, and also the following: @20_ . Any encumbrances against the Property may be paid at the time of closing from the proceeds hereof or any other source. 4. Seller shall furnish within ten days, at its cost, a title insurance commitment in the amount of the total purchase price. Said commitment shall show good and marketable title to the Property being in the Seller and shall not contain any exceptions which are not approved by the Purchaser in writing within five days after receipt thereof, except the following: @21_ . At the closing Seller shall pay the cost of any premiums to obtain the title insurance policy based upon such commitment. The cost of any required loan policies shall be paid by the Purchaser. 5. The closing shall take place at a mutually acceptable time on @22_ , 19@____ at @23_ , unless the parties agree in writing to another time and place. At the closing Seller shall furnish Purchaser with a @21[general warranty/special warranty/quit claim deed] duly executed and acknowledged and in recordable form, excepting only those liens and encumbrances set forth in Section 4 above. Possession of the Property and all keys thereto and other items included herein shall be delivered to Purchaser on @24[the date of closing/_ ] . Any delay in delivery of possession shall subject Seller to eviction proceedings and damages for the delay at the rate of @25$_ per day. 6. Time is of the essence of this agreement. If either party defaults, the following remedies shall be available: A. If the Seller is in default the Purchaser may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both, or 2. Treat the contract as being terminated and shall be entitled to return of all monies and things of value deposited and may maintain an action for damages. B. If the Purchaser is in default the Seller may treat the contract as being terminated and shall be entitled to retain all monies and things of value deposited by Purchaser as Seller's sole remedy. Seller specifically waives any right to maintain an action for specific performance. 7. Additional provisions, if any: @26_ 8. If not previously accepted and returned to Purchaser, this offer shall expire at 9:00 o'clock P.M. on @27_ , 19@____ . Submitted on @28_ , 19@____ . @29_ @29_! Purchaser Purchaser Purchaser's address: @30 Purchaser's telephone: @31 The foregoing offer is accepted on @32_ , 19____ . @33_ @33_! Seller Seller Seller's address: @34 Seller's telephone: @35 % REAL PROPERTY CONTRACT 1. The undersigned, @1_ , @2[as joint tenants with rights of survivorship/as tenants in common], referred to below as "Purchaser," hereby offer to purchase the following real property on the terms and provisions set forth in this offer: Legal description: @3_ Street address: @4_ The purchase shall include all improvements and fixtures on said property except for the following: @5_ The purchase shall also include the following personal property, all in its present condition: @6[water softener, lighting fixtures, built-in appliances, window air conditioning units, TV antennas, storm windows, screens, awnings, shades, blinds, curtain and drapery rods, curtains, drapes, other window coverings, mirrors, fireplace grate and screen, carpeting, @7_ ]; The following personal property is specifically excluded @8_ : All the personal property shall be conveyed by bill of sale, free and clear of any and all encumbrances. All the foregoing real and personal property is hereafter referred to herein as the "Property." 2. The total purchase price shall be $@9_ Dollars ($ @____ ), paid for as follows: A. @10$_ deposited with this offer as earnest money; B. @11$_ together with the Purchaser's customary closing costs in cash, certified funds or cashier's check at closing; and @12 C. @13$_ from the proceeds of a loan to be obtained from @14_ in a minimum amount of $@15_ payable over a minimum period of @16_ years with a maximum interest rate of @17_ %. This contract is specifically contingent upon Purchaser obtaining said loan, application for which shall be made immediately. C. @18$_ by the Purchaser assuming the existing first encumbrance upon the Property payable to @19_ . Purchaser shall pay any and all assumption, transfer, credit report and appraisal fees involved with such assumption. This contract is specifically contingent upon such assumption being acceptable to said lender. 3. In connection with the transfer the following items shall be prorated to the date of closing: general taxes and special assessments, insurance premiums, utility charges, rents, if any, homeowners' or similar association dues, and also the following: @20_ . Any encumbrances against the Property may be paid at the time of closing from the proceeds hereof or any other source. 4. Seller shall furnish within ten days, at its cost, a title insurance commitment in the amount of the total purchase price. Said commitment shall show good and marketable title to the Property being in the Seller and shall not contain any exceptions which are not approved by the Purchaser in writing within five days after receipt thereof, except the following: @21_ . At the closing Seller shall pay the cost of any premiums to obtain the title insurance policy based upon such commitment. The cost of any required loan policies shall be paid by the Purchaser. 5. The closing shall take place at a mutually acceptable time on @22_ ,19@____ at @23_ , unless the parties agree in writing to another time and place. At the closing Seller shall furnish Purchaser with a @21[general warranty/special warranty/quit claim deed] duly executed and acknowledged and in recordable form, excepting only those liens and encumbrances set forth in Section 4 above. Possession of the Property and all keys thereto and other items included herein shall be delivered to Purchaser on @24[the date of closing/_ ] . Any delay in delivery of possession shall subject Seller to eviction proceedings and damages for the delay at the rate of @25$_ per day. 6. Time is of the essence hereof. If either party defaults, the following remedies shall be available: A. If the Seller is in default the Purchaser may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both; or 2. Treat the contract as being terminated and shall be entitled to return of all monies and things of value deposited and may maintain an action for damages. B. If the Purchaser is in default the Seller may either: 1. Treat the contract as being in full force and effect and shall be entitled to maintain an action for damages, specific performance, or both; or 2. Treat the contract as being terminated and shall be entitled to retain all monies and things of value deposited by Purchaser. 7. Additional provisions, if any: @26_ 8. If not previously accepted and returned to Purchaser, this offer shall expire at 9:00 o'clock P.M. on @27_ , 19@____ . Submitted on @28_ , 19@____ . @29_ @29_! Purchaser Purchaser Purchaser's address: @30 Purchaser's telephone: @31 The foregoing offer is accepted on @32_ , 19____ . @33_ @33_! Seller Seller Seller's address: @34 Seller's telephone: @35  GENERAL POWER OF ATTORNEY I, @1_ , the principal, of @2_ County, @3_ , designate @4_ of @5_ , County, @6_ , my attorney in fact in my name and for my benefit to exercise or perform any act, power, duty, right or obligation whatsoever that I now have or may hereafter acquire, relating to any person, matter, transaction or property, real or personal, tangible or intangible, now owned or hereafter acquired by me. I grant to my attorney in fact full power and authority to do everything necessary in exercising any of the powers herein granted as fully as I might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that my attorney in fact shall lawfully do or cause to be done by virtue of this power of attorney and the powers herein granted. This instrument is to be construed and interpreted as a general power of attorney. Disability of Principal. This General Power of Attorney shall not be affected by my disability. EXECUTED on @7_ , 19@7___ . @8_( Principal SPECIMEN SIGNATURE OF AGENT: @9_' @10 q SPECIAL POWER OF ATTORNEY I, @1_ , the principal, of @2_ County, @3_ , repose trust and confidence in @4_ of the County of @5_ , State of @6_ , and appoint the said @4_ , my attorney in fact in my name and for my benefit to: @7_% EXECUTED on @8_ , 19@8___ . @9_( Principal SPECIMEN SIGNATURE OF AGENT: @10_( @11 t GENERAL RELEASE KNOW ALL PERSONS BY THESE PRESENTS that @1_ of @2_ , for and in consideration of the payment to @3[him/her/them] of @4_ Dollars ($ @4____ ) and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, hereby release(s) and forever discharge(s) @5_ , @3[his/her/their] personal representative(s) and heirs from any and all claims, demands, suits, actions whatsoever, in law and in equity, including without limitation, those arising out of or by reason of @6_ , which @3[he/she/they] @7[has/have], or which @3[his/her/their] personal representative(s) and heirs may have at any time prior to the date hereof. EXECUTED on @8_ , 19@8___ . @9_# @10 d FIRST CODICIL TO THE LAST WILL AND TESTAMENT OF @1_ I hereby delete Section @2____ of my Last Will and Testament executed on @3_ , 19@____ and substitute the following therefor: Section @2____ : @4 I hereby add the following Section to my Last Will and Testament executed on @3_ , 19@____ : Section @5____ : @5 In all other respects I redeclare and republish my last will and testament. Signed by me on @6_ , 19@____ . @7_& @8[Testator/Testatrix] The foregoing instrument consisting of @6_ pages (including the following page,) was signed and declared by @1_ to be @7[his/her] First Codicil to [@7his/her] Last Will and Testament in the presence of us, who in @7[his/her] presence, at @7[his/her] request, and in the presence of each other, have signed our names as witnesses on the date of this instrument, and we declare that at the time of the execution of this instrument @1_ , according to our best knowledge and belief, was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address _ _!  LAST WILL AND TESTAMENT OF @1_ I, @1_ , presently residing in the County of @2_ , State of @3_ , do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all former Wills and Codicils made by me. ARTICLE 1.00--Statement as to Family My @4[husband/wife] is @5_ . Any reference in my will to my @4[husband/wife] is to @6[him/her] . I have @7_ children now living, @7_ , @7_ , and @7_ . Any references in my will to my children are to such children. ARTICLE 2.00--Devises I give my residuary estate, after the payment of all debts and taxes, to my @4[husband/wife], if @6[he/she] survives me by @8[thirty (30) days], or if not, to my children, in equal proportions, share and share alike, or to their issue by representation, who survive me by @8[thirty (30) days]. ARTICLE 3.00--Designation of Fiduciaries 3.01 Personal Representative. I appoint my @4[husband/wife] as the personal representative of my will. If my @4[husband/wife] fails to qualify or cease to act as personal representative, I appoint @9_ . 3.02 Waiver of Bond to the Full Extent Permitted By Law. I direct that no personal representative, or any successor, shall be required to give any bond in any jurisdiction. ARTICLE 4.00--Powers of Fiduciaries 4.01 Grant. In administering my estate under my will, my personal representative may exercise all the powers provided by statute in this state. 4.02 Fiduciary Succession and Administrative Provisions. Every successor personal representative shall have all the rights, title, powers, privileges, and duties conferred or imposed upon the original personal representative without any act of conveyance or transfer. No personal representative need examine the accounts, records and acts of any previous personal representative nor be responsible for any act or omission to act on the part of any previous personal representative. 4.03 Distributions. My personal representative may make any payments under my will (1) directly to the beneficiary, (2) in any form allowed by law for gifts to minors, (3) to the beneficiary's guardian or conservator, (4) to any person deemed suitable by my personal representative, or (5) by direct payment of the beneficiary's expenses. ARTICLE 5.00--Definitions 5.01 Adopted Children. A child adopted by any person and the issue by blood or adoption of such child shall be considered issue of such adopting person and of such person's ancestors if the adoption is by legal proceeding while the child is under eighteen years. 5.02 Issue. The issue of a person means all his or her lineal descendants of all generations. ARTICLE 6.00--Other Provisions 6.01 Applicable Law. The validity and construction of this will shall be determined by the laws of @10_ . 6.02 Pronouns, Singular and Plural. Unless the context requires otherwise, words denoting the singular may be construed as denoting the plural, and words of the plural may be construed as denoting the singular, and words of one gender may be construed as denoting such other gender as is appropriate. IN WITNESS WHEREOF, I have signed my name on @11_ , 19@___ . @12_( @13[Testator/Testatrix] The foregoing instrument, consisting of @14_ (____) pages, including @15[this/the next] page, was signed and declared by the @13[testator/testatrix] to be @6[his/her] Last Will and Testament, in the presence of each of us, who in @6[his/her] presence and in the presence of each other, have signed our names as witnesses; and we declare that at the time of the execution of this instrument the @13[testator/testatrix], according to our best knowledge and belief was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address  _ _! @16 , LIVING WILL of @1_ I, @1_ , of the City of @2_ , State of @3_ , Declarant, being of sound mind and disposing memory, herewith make this my Living Will, to be effective if and when a "triggering event" occurs as a result of which I am physically or physiologically irreversibly ill, maimed or disabled and am unable to personally communicate with those around me in any intelligible fashion. If and when such a triggering event occurs and there is a reasonable medical certainty that I will not survive as a normally functioning, intelligent human being, whether or not there is any enabling legislation in the jurisdiction in which I am then present, and whether or not there are any rules and regulations in force in any hospital or other medical or other factility in which I then am physically, in such event I direct that no medical measures be taken to prolong my life. The occurence of a triggering event shall be determined by a panel consisting of four persons composed of the following: a medical or osteopathic physician, a clergyman of my then current denomination, and two lay persons, one of whom may be a relative by blood or marriage, if such is readily available. The wishes set forth herein apply whether or not I have suffered so- called "brain death," however defined, but apply equally as well to normal illnesses and the consequences of aging. They also apply regardless of the availability and cost or lack thereof of any medical procedures, drugs and equipment which could otherwise be utilized to extend my physical life. This Living Will shall be effective and continue to be effective despite any subsequent mental incapacity. These are my desires and shall continue to be my desires until such time as I void this Living Will by so indicating on the face of this document or by destroying it. To the extent that these desires are followed in good faith, I hereby release, on behalf of myself, my heirs and personal representative, any and all members of the panel and all other persons in any way involved, from any and all liability, damages and costs which may result from their carrying out the above wishes. Dated: @4_ , 19@4____ . @5_ Declarant @6_ @6_ Witness Witness  > @7_ @7_ Witness's address Witness's address > _ _! @11 STATE OF @8_ ) )ss. COUNTY OF @9_ ) We, @1_ , @6_ , and @6_ , the Declarant and the witnesses respectively, whose names are signed to the attached or foregoing Living Will, being first duly sworn, do hereby declare that the Declarant signed and executed that document as the Declarant's Living Will and that the Declarant stated that it represents the Declarant's valid wishes and was signed by the Declarant and the witnesses, in the Declarant's and the witnesses presence and hearing and in the presence and hearing of each other, on the date set forth above. To the best knowledge of the witnesses, at the time this Living Will was executed the Declarant was twenty-one or more years of age and appeared to be in full control of his or her faculties and senses and was acting freely and without undue influence of the witnesses or anyone else known to the witnesses. @5_ Declarant @10_ @10_ Witness Witness  Subscribed and sworn to before me this ___ day of _ , 19___ by _5 (Declarant), and by _; and _: (Witnesses). WITNESS my hand and official seal. My commission expires: _. (Seal) _, Notary Public My address is:  LAST WILL AND TESTAMENT OF @1_ I, @1_ , presently residing in the County of @2_ , State of @3_ , do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all former Wills and Codicils made by me. ARTICLE 1.00--Statement as to Family My @4[wife/husband] is @5_ . Any reference in my will to my @4[wife/husband] is to @6[her/him]. I have @7_ children now living, @8_ , born on @8_ , @8_ , born on @8_ , and @8_ , born on @8_ . Any references in my will to my children are to such children as well as any children subsequently born to or legally adopted by me. My personal representative may rely on such dates of birth for all purposes. ARTICLE 2.00--Devises 2.01 General Pecuniary Devises. I give: (1) To @9_ , cash in the amount of @10_ Dollars ($ @10____ ). (2) To @9_, cash in the amount of @10_ Dollars ($ @10_). 2.02 Residuary Estate. I give my residuary estate, after the payment of all debts and taxes, to my @4[husband/wife], if @6[he/she] survives me by @11[thirty (30) days]. If my @4[husband/wife] does not so survive me, I give such property in trust to my trustee subsequently named. ARTICLE 3.00--Trust 3.01 Trust Estate. My trustee shall add my residuary estate to all benefits or assets payable to my trustee by reason of my death, all of which shall constitute my trust estate. 3.02 Income and Principal Distributions. My trustee may pay to, or apply for the benefit of, any one or more of my issue, equally or unequally, so much of the income or principal, or both, as my trustee in its sole and absolute discretion shall deem necessary or advisable for the support, maintenance, health, education, comfort and welfare of such issue. Any undistributed income may be added to principal from time to time in the discretion of my trustee. 3.03 Termination and Disposition. This trust shall terminate when there is no living child of mine under the age of twenty-one years. Upon termination, the principal and undistributed income shall be distributed to my then living issue by representation. ARTICLE 4.00--Trust Administrative and Protective Provisions 4.01 Inalienability. No beneficiary shall have any right to anticipate, sell, assign, mortgage, pledge or otherwise dispose of or encumber all or any part of my trust estate nor shall any part of my trust estate, including income, be liable for the debts or obligations, including alimony, of any beneficiary or be subject to attachment, garnishment, execution, creditor's bill or other legal or equitable process. 4.02 Reports. Periodic reports shall be rendered by my trustee to the beneficiaries eligible to receive the current income showing all of the receipts, disbursements and distributions during the period and assets then held as the principal of my estate, which reports shall be rendered not less frequently than annually. The records of my trustee with respect to the trust estate shall be open at all reasonable times to the inspection of the beneficiaries of a trust and their accredited representatives. ARTICLE 5.00--Designation of Fiduciaries 5.01 Personal Representative. I appoint my @4[husband/wife] as the personal representative of my will. If my @4[husband/wife] fails to qualify or cease to act as personal representative, I appoint @12_ . 5.02 Trustee. I appoint my @4[husband/wife] as trustee of any trust under my will. If my @4[husband/wife] fails to qualify or cease to act as trustee representative, I appoint @13_ . 5.03 Waiver of Bond to the Full Extent Permitted by Law. I direct that no personal representative, trustee, guardian or conservator, or any successor, shall be required to give any bond. ARTICLE 6.00--Unsupervised Administration It is my intention that the probate of my estate be conducted as an administrative, not a judicial, proceeding under the Uniform Probate Code or similar statutes. I therefore direct informal probate of my will, informal appointment of my personal representative, unsupervised administration of my estate, and informal closing of my estate by sworn closing statement of my personal representative. ARTICLE 7.00--Powers of Fiduciaries 7.01 Grant. In administering my estate and any trust under my will, my fiduciaries may exercise the following powers: hold, invest, reinvest, and manage without diversification, realty and personalty; sell, exchange, grant, convey, deliver, assign, transfer, lease, option, mortgage, pledge, abandon, borrow, loan, contract, distribute in cash or kind or partly in each at fair market value; hold in nominee form, continue businesses, carry out agreements, deal with itself, other fiduciaries and business organizations in which any fiduciaries may have an interest; establish reserves, release powers, and abandon, settle, compromise and contest claims. 7.02 Distributions. My fiduciaries may make any payments under my will or any trusts under my will (1) directly to the beneficiary, (2) in any form allowed by law for gifts to minors, (3) to the beneficiary's guardian or conservator, (4) to any person deemed suitable by my fiduciaries, or (5) by direct payment of the beneficiary's expenses. ARTICLE 8.00--Definitions 8.01 Issue. The issue of a person means all his or her lineal descendants of all generations. 8.02 By Representation. Whenever a distribution to issue by representation is called for by my will, the distributable assets are to be divided into as many shares as there are, at the time such assets are distributable, issue in the nearest degree of kinship and then deceased issue in the same degree who left then living issue, each then living issue in the nearest degree receiving one share and the share of each then deceased issue in the same degree being divided among his or her issue in the same manner. ARTICLE 9.00--Other Provisions 9.01 Applicable Law. The validity and construction of this will and any trust created hereunder shall be determined by the laws of @14_ . 9.02 Pronouns, Singular and Plural. Unless the context requires otherwise, words denoting the singular may be construed as denoting the plural, and words of the plural may be construed as denoting the singular, and words of one gender may be construed as denoting such other gender as is appropriate. EXECUTED on @15_ , 19@____ . @16_& @17Testator/Testatrix The foregoing instrument, consisting of @18_ pages, (including the next page,) was signed and declared by @1_ to be @5[his/her] Last Will and Testament, in the presence of each of us who in @5[his/her] presence and in the presence of each other, have signed our names as witnesses; and we declare that at the time of the execution of this instrument the @17[testator/testatrix], according to our best knowledge and belief, was of sound mind and under no constraint or undue influence. _ _! Name Name _ _! Address Address _ _! @19 V   READ.ME FILE FOR MICROLAWYER FORMS  INSTRUCTIONS FOR ATARI ST SYSTEMS USING STANDARD ASCII FILES   To Print This READ.ME File:  The simplest way to obtain a printed copy of this file is to place this disk in any drive and double-click on the READ.ME icon. A requester will pop up telling you that this file can only be shown or printed. Click on PRINT.  MicroLawyer is a trademark of MicroLawyer, Inc. Atari ST is a registered trademark of Atari, Inc. GEM is a registered trademark of Digital Research, Inc.   TECHNICAL INFORMATION  This version of MicroLawyer Forms will work with any microcomputer and printer that use the TOS operating system. MicroLawyer forms are "standard ASCII" files and contain no print enhancement (bold facing, superscripts or subscripts) of any kind. You may, of course, add any enhancement your hardware and software can generate. Two disk drives are recommended, although one drive is adequate. Because MicroLawyer Forms consists of a number of independent disk files, only one file at a time is ever loaded into memory, so the memory requirements are those of your word processor. Most word processing programs are capable of reading and using files known as "standard ASCII" files. These files contain no special formatting codes, and have a carriage return (CR) or line feed (LF) after each line of text. Some word processors can edit these files directly, and others can usually read in these files with a special command like Import. With some word processors, you may have to do some additional reformatting of individual lines into paragraphs. Standard ASCII files contain no embedded codes to group lines together into paragraphs. Some word processors, can use these files directly, and determine paragraph boundaries from details like blank lines or indentation.  GETTING STARTED  This section describes how to make a backup copy of the MicroLawyer Forms distribution disk and how to make customized working copies for everyday use.  MAKING A BACKUP COPY OF THE DISK The distribution disk you received with this manual is your only copy of MicroLawyer. Floppy disks are fragile and easily damaged, destroying the information they carry. It is also too easy to accidentally overwrite or erase the information on any given disk. For these reasons, you will want to protect your investment in MicroLawyer Forms by making a backup copy of the distribution disk. The GEM Desktop allows for easy duplication of your disk directly from desktop screen. Place your MicroLawyer disk in the A drive and a formatted disk in the B drive. Now drag the A drive icon (containing the MicroLawyer disk) to the B drive icon (containing the blank formatted disk. The entire contents of the MicroLawyer distribution disk will be copied over to the blank disk. Do this NOW to make a backup copy of the MicroLawyer Forms distribution disk. Store the original distribution disk in a safe place and convert the copy into a customized working copy, as described next.   MAKING WORKING COPIES OF MICROLAWYER  The MicroLawyer distribution disk does not carry the TOS operating system, so you cannot "boot" (start up) your computer with this disk or with direct copies of it. Because it will be most convenient to boot from your MicroLawyer disk, you will want to make customized working copies that carry a version of DOS already customized to work with your word processor and printer. The next paragraphs describe how to do this.  Begin with a bootable disk that has on it your word processor, and enough free space to hold the MicroLawyer files. Other utility programs may be added later if you wish. If you are uncertain how to prepare such a bootable disk, consult your operating system manual. If you have two drives, you may from the Desktop, open both the MicroLawyer window and your destination disk window. Click on, and drag the MicroLawyer file icons over and deposit them on your destination window. This will copy all the documents in each file one by one. You will want to repeat the process and make a backup copy of your working version. Refer to the above section on making a backup and follow the same procedure.  Now that your MicroLawyer product is ready to use, please complete, sign, and mail the Registration Form that accompanied this disk. By doing so, you will be eligible for free maintenance and other benefits. If you have no manual, you are using an illegal copy of this MicroLawyer product. Because the manual contains essential information and instructions, you use this illegal copy AT YOUR OWN RISK! Given the nature of the law, that risk is considerable.   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A O"Op?"QBgBgNNN^,_ _ON/,HNVnN4AL-H"n $n p*R@r=n"n / N_-@r?<#HnHnzHnrHnnN]\0.N^,_ _\NNu/,HNVxN4p=@-n |?<HnHnHn|HnxN]\N^,_ _XN/,HNVxN4Bn-n |?<HnHnHn|HnxN]\N^,_ _XN/,HNVxN4=n Bn-n|?<!HnHnHn|HnxN]\N^,_ _\N/,HNVxN4=n p=@-n|?<!HnHnHn|HnxN]\N^,_ _\NNu/,HNVN4Aj-H0.T@=@?.NP-@/.?=n<-n$?<HnHnHnHnN]\=n"n2"n2"n2"n 2"n 2"n20.N^,_ _OS@r VR?/LnNuHnaS@r VT?/LnNu#n2 _0 @g "_J@jp`0n"|np2 Ag $_JAjr`2n$|nr@g\Hn*Gme$4SBkQ4@SBpQ0"|m` 4SBkQ4ASBrQ$|mLn*J@f pC`$I/9n2Nu dVNu#b _ gdZedVd 9bNHyb`HybN5,$8(l*lrh\,&D0T>0,8&&,&$$6   $LD"2 T &( 0<             $"   <   , F_+ LAWYER IS ARCIVE FILE WHICH ALSO NEEDS TO BE UNSCRUNCHED THE GEM PROGRAM ON THE DISK DOES THIS. YOU MUST HAVE LAWYER AND THE GEM PROGRAM BOTH ON A SINGLE SIDED DISK AND THE DESTINATION DISK MUST ALSO BE SINGLE SIDED. CHOOSE THE UNSCRUNCH OPTION SET SOURCE THEN DESTINATION THEN CHOOSE THE UNSCRUCH OPTION AGAIN AND CHOOSE UNSCRUNCH THE REST IS AUTOMATIC. THE SCRUNCH PROGRAM IS USED BECAUSE ARCIVE PROGRAM DOES NOT ARCIVE FOLDERS... ROH